What is the National Health Protection Scheme?
The National Health Protection scheme is the Ayushman Bharat scheme in India. Under this scheme, the government ensures that it will cover over 10 crores of poor and vulnerable families by providing up to ₹5 lakh for each family per year, with secondary and tertiary hospitalization. The Ayushman Bharat-National Health Protection scheme will include the already implemented schemes sponsored by the Centra government, Rashtriya Swasthya Bima Yojana (RSBY), and the Senior Citizen Health Insurance Scheme (SCHIS). This scheme has an easy and simple registration process and the beneficiaries can easily avail of cashless benefits from any private/government hospital in the nation.
The expenditure will be shared between Central and state governments in a specified ratio which is decided by the ministry of finance. The total expenditure will depend on the states or UTs where the Ayushman Bharat-National health protection scheme is implemented and it also depends on what is the actual market-determined premium paid in those states and UTs. Ayushman Bharat-National health protection scheme aims to provide healthcare facilities to 10.74 crore people living in poverty and people in rural areas with low healthcare facilities.
Features of the Ayushman Bharat scheme