FRONT PAGE Ahead of forming new govt., Modi submits resignation NATIONAL Patnaik set for fifth term as CM Raft of foreign policy issues before new govt. Centre bans terror outfit based out of Bangladesh ‘Laws not enough to end scavenging’ Higher education to get a boost with Rs. 1.5 lakh crore action plan OPINION It’s time to take stock of the electoral process No easy solutions for the Congress The leader who is bigger than his party What the thumping mandate for Modi means The NDA has its task cut out Signals from States BUSSINESS SEBI panel moots changes to FPI rules RBI to infuse Rs. 15,000 cr. in June via OMO LIFE ‘Summit fever’ takes a toll on three more Indians