FRONT PAGE BRICS declares Lashkar, Jaish as global terror groups NATIONAL India pitches for a credit rating agency INTERNATIONAL Naming JeM, LeT not new; action must shift to UN China, U.S. investing in Nepal Modi-Xi meet will seek to erase Doklam tensions OPINION Who were the first settlers of India? Making up for lost time Mind the mandate Sabre-rattling Down but not out Don’t pigeonhole me The selfish way to combat inequality BUSINESS RBI includes HDFC Bank in the ‘too big to fail’ list